Healthcare Market Expertise Supporting Long-Term Financial Strength

More than a century of insurance specialized experience informs a mutual holding company structure positioned for responsible growth and sustainable success.

Pharmacists mutual Insurance GROUP


AM Best Rating

A-

Pharmacists Mutual has maintained an AM Best Financial Strength Rating of A- or higher since 1922.*

Founded in

1909
More than a century of insurance expertise now continues through a mutual holding company built for the future. We continue to honor our calling to serve those who care for us in our communities.

Nationwide Capabilities

50  States
Operations spanning all 50 states connect PMIG’s underwriting and agency capabilities with markets nationwide.
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Markets and Insurance Capabilities

Insurance Companies: Pharmacists Mutual

Specialized healthcare knowledge and disciplined underwriting define how PMIG approaches distribution network relationships.

Insurance Agency: PMC Advantage

An independent agency model connects businesses and individuals with insurance solutions across multiple carriers and markets. Exceeding the needs of today, while preparing for what risks may emerge tomorrow.

Our Businesses

Complementary Insurance Businesses Within One Holding Company

Pharmacists Mutual

Specialty Healthcare Underwriting

Focused and expertise backed underwriting and risk expertise serve pharmacy, dental, veterinary, and adjacent healthcare markets nationwide.

  • Pharmacy
  • Healthcare
    • Home Health
    • Home Medical Equipment
    • Audiology
    • Therapy Services
    • Senior Living
    • And more
  • Dental
  • Veterinary
  • Programs & Other Capacities

PMC Advantage Insurance Services

National Retail Insurance Agency

An independent agency licensed in all 50 states provides access to business and personal insurance from 150+ carriers. Meeting the needs of today, and helping every client prepare for the risks that may come tomorrow.

  • Commercial
    • Professional Liability, General Liability, Property, Workers Comp, Cyber, Commercial Auto
  • Personal
  • Healthcare
  • Farm & Agriculture
    • Property, Liability, Vehicle, Workers Comp, Crop
  • Life & Health
  • Employee Benefits
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Leadership Focused on Sustainable Growth

PMIG was founded in 1909 to provide pharmacists with protection shaped by the risks of their profession. More than 115 years later, that focus has expanded across healthcare underwriting and independent agency services. The mutual holding company carries this experience forward with a structure designed for long-term resilience.

A Collaborative Culture That Brings Purpose to Work

PMIG's team of colleagues bring specialized knowledge and a shared commitment to living out the organization's values through their work. Career opportunities span all aspects of our organization, from claims and underwriting at Pharmacists Mutual to insurance sales and service with PMC Advantage and a robust PMIG shared services network. 

Financial and Corporate Relations

Connect with PMIG About Capital and Growth Opportunities

Bring investor, reinsurance, or corporate partnership inquiries to the team responsible for PMIG’s long-term strategy.

115+ Years of Financial Stability  |  A- AM Best Rating*  |  Risk Solutions Nationwide

*Effective December 2, 2025. For the latest Best’s Credit Rating, access ambest.com.